Kenal
Press release
Kenal eKYC Now Verifying New-Generation MyKad in Production
Kenal eKYC is now verifying Malaysia’s new-generation MyKad in production as the country transitions to the redesigned national identity card.
AI that does theregulated work.
Kenal verifies customers and businesses, reads their documents and files with the authorities, for banks, payment companies, lenders, insurers and government agencies.
Verify a customer remotely, with the evidence to prove it.
MyKad or passport, liveness, face match and AML screening in one flow. You get one decision with the evidence attached.
Onboard a business without a site visit. Then watch it every day.
Check the company against the SSM registry, verify its signatories and audit its premises remotely. Once it is live, every merchant is re-checked against card-scheme rules every day.
Stamp agreements with LHDN, without the manual work.
Duty assessed under self-assessment, filed on the LHDN STAMPS portal and the certificate returned to the contract record, at whatever volume you sign.
What do you need to do?
Pick the job in front of you. Each one links to the product that does it.
Verify who you're dealing with
- Kenal eKYC
Verify a customer remotely
MyKad or passport, liveness, face match and AML screening in one flow. - Kenal Business
Onboard a company or merchant
Registry check, signatory eKYC and a remote premise audit, with no site visit. - Kenal Aura
Monitor merchants for card-scheme rules
Every merchant watched every day, with the evidence attached to each flag. - Kenal Sign
Sign agreements tied to a verified identity
Signatures bound to a verified identity and a one-time code.
Understand their documents and data
- Kenal Document
Read bank statements and catch tampering
Any Malaysian bank statement structured in seconds, with no per-bank templates. - Kenal Transaction
Understand customers from their transactions
Each transaction classified, then read for behaviour and credit signals. - Kenal Entity Graph
Find the connections hiding in your data
You already have the data. Kenal Entity Graph shows who is connected to whom, where and when. - Kenal Claims
Assess insurance claims against the evidence
Policyholders file themselves; each claim is checked against its photos and documents.
Act on the decision
- Kenal Loan
Originate and manage loans, conventional or Islamic
From application to repayment in one system, including Tawarruq and Murabahah. - Kenal Grant
Disburse grants against evidence
Every invoice checked against the approved budget and milestones before payout. - Kenal Stamps
Stamp agreements with LHDN
Duty assessed, filed and the certificate returned, without the manual work. - Kenal Automate
Submit to government portals that have no API
An AI agent in the browser fills and submits the forms your staff key in today.
Who we work with
Regulated institutions across Malaysia. Find the products your sector uses most.
Banks and Islamic banks
Onboard customers and businesses remotely, read their statements and lend, with evidence for every decision.
Kenal eKYC · Kenal Business · Kenal Document · Kenal Transaction · Kenal Loan · Kenal Sign · Kenal Stamps
Payments and acquirers
Onboard merchants without a site visit and monitor them every day against card-scheme rules.
Kenal Business · Kenal Aura · Kenal eKYC
Lenders and moneylenders
Originate, disburse and collect loans, conventional or Islamic, with identity, documents and stamping built in.
Kenal Loan · Kenal eKYC · Kenal Document · Kenal Stamps · Kenal Sign
Insurers and takaful operators
Let policyholders file claims themselves and assess each one against the evidence.
Kenal Claims · Kenal eKYC · Kenal Document
Public sector
Disburse grants against evidence, verify applicants and file on portals that have no API.
Kenal Grant · Kenal Automate · Kenal Business · Kenal Document · Kenal Stamps
Use one product, or connect them
Every Kenal product works on its own. Connect them and the same verified identity carries through, so customers don't repeat themselves and your audit trail stays in one place. Here is a personal loan, end to end.
Kenal eKYC
The applicant scans their MyKad and takes a selfie on their phone.
Kenal Document
Their bank statements are read, income is confirmed and tampering is caught.
Kenal Loan
The application is assessed and decided, conventional or Islamic.
Kenal Sign
The same verified person signs the agreement with a one-time code.
Kenal Stamps
The agreement is stamped with LHDN and the certificate filed.
Why regulated institutions choose Kenal
Built to the regulator's documents
Each workflow is mapped to the BNM, KPKT and LHDN requirements it has to meet, clause by clause, before it ships.
Decisions you can explain to an examiner
Every decision carries its evidence and its reasons, and every step lands in one audit trail.
Deploy as SaaS, in your cloud or on-premise
Run Kenal the way your risk and IT teams need, without changing the product.
A team that has run these workflows
Built by people who have run payments, banking and compliance programmes at Malaysian banks and payment companies.
Latest news
Talk to our team
Tell us the workflow you want to fix. We will walk you through a live demo or scope a pilot.