KenalEvery Kenal product, by the job it does
Kenal is a set of AI products for regulated institutions that verify who a customer or business is, understand their documents and data, and act on the decision, from lending to filing with the authorities. Use one on its own, or connect them so the same verified identity carries through.
Verify who you're dealing with
Confirm the person or business is real, present and cleared to transact, with evidence you can show an examiner.
- Kenal eKYC
Verify a customer remotely
MyKad or passport, liveness, face match and AML screening in one flow.Kenal eKYC is a remote identity verification service for Malaysian institutions that checks a customer's MyKad or passport, confirms they are present, matches their face and screens them against AML, PEP and sanctions lists. - Kenal Business
Onboard a company or merchant
Registry check, signatory eKYC and a remote premise audit, with no site visit.Kenal Business is a digital business onboarding (eKYB) service that checks a company against the SSM registry, verifies its authorised signatories, audits its premises remotely and screens it before approval, in about 10 minutes. - Kenal Aura
Monitor merchants for card-scheme rules
Every merchant watched every day, with the evidence attached to each flag.Kenal Aura is a merchant monitoring service for acquirers and payment facilitators that re-checks each merchant's website against card-scheme rules, screens for adverse media and sanctions, and flags risk with the evidence attached. - Kenal Sign
Sign agreements tied to a verified identity
Signatures bound to a verified identity and a one-time code.Kenal Sign is a digital signing service that ties each signature to an identity verified through Kenal eKYC and a one-time code, sealing the document, signer and consent together.
Understand their documents and data
Turn statements, transactions and claim evidence into facts you can check and decide on.
- Kenal Document
Read bank statements and catch tampering
Any Malaysian bank statement structured in seconds, with no per-bank templates.Kenal Document is a bank statement reader that turns any Malaysian bank statement into verified, structured transactions in seconds, without per-bank templates, and flags tampering and PDF-integrity problems. - Kenal Transaction
Understand customers from their transactions
Each transaction classified, then read for behaviour and credit signals.Kenal Transaction is a transaction intelligence service that classifies every transaction by action, payment rail and counterparty and turns the history into behaviour and credit signals. - Kenal Entity Graph
Find the connections hiding in your data
You already have the data. Kenal Entity Graph shows who is connected to whom, where and when.Kenal Entity Graph is a relationship intelligence service that links the people, businesses and accounts in an institution's records to show who a customer deals with, where and when. - Kenal Claims
Assess insurance claims against the evidence
Policyholders file themselves; each claim is checked against its photos and documents.Kenal Claims is a self-service insurance claims service that lets policyholders file with photos and documents, checks the claimant's identity and assesses the claim against the evidence before it reaches an assessor.
Act on the decision
Lend, disburse, stamp and file with the authorities, with the checks built into each step.
- Kenal Loan
Originate and manage loans, conventional or Islamic
From application to repayment in one system, including Tawarruq and Murabahah.Kenal Loan is a loan origination and loan management system for conventional loans and Islamic financing, including Tawarruq and Murabahah, with market packs for Malaysia and Indonesia. - Kenal Grant
Disburse grants against evidence
Every invoice checked against the approved budget and milestones before payout.Kenal Grant is a grant management platform for funding agencies that checks every claimed invoice and receipt against the approved budget and milestones before a payout is approved. - Kenal Stamps
Stamp agreements with LHDN
Duty assessed, filed and the certificate returned, without the manual work.Kenal Stamps is an automated stamp duty service that assesses signed agreements under LHDN self-assessment, files them on the LHDN STAMPS portal and returns the stamp certificate to the contract record. - Kenal Automate
Submit to government portals that have no API
An AI agent in the browser fills and submits the forms your staff key in today.Kenal Automate is a browser-extension AI agent that reads source documents and fills and submits forms on government portals that have no API, starting with customs declarations.
Not sure where to start?
Tell us the workflow you want to fix and we will point you to the right product, or the right combination.